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Farmowners

Hay bale in field
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Where we live, farming isn't just a source of income, its a way of life. A farm is where you live, where you work, and often where you play. The right coverages are needed to ensure that your assets are protected from a multitude of risks.

To protect your farming assets from risk, find and agent near you today!

Farmowner Policies can provide coverage for:

  • Dwellings
  • Dwelling Renters
  • Outbuildings
  • + other coverages available

Discounts Available:

  • Multipolicy Discount (CMIC Auto Policy)
  • All Electric Home
  • New Home
  • High Deductible
  • Number of Stories

Other Coverages Available:

  • Premier Program
  • Non-Flood Related Sewer Backup
  • Sump Pump Failure
  • Replacement Cost - Personal Property
  • Special Form Coverage
  • Weight of Ice/Snow or Sleet
  • Farm Public Liability
  • Liability Livestock Exposure
  • Landlord as Additional Insured
  • Medical Payments
  • Additional Residence/Farm Rented to others
  • Business Activities
  • Personal Injury
  • Farm Pollutants Limited Liability
  • Snowmobile/ATV Liability
  • Farm Extra Expense
  • Rented or Borrowed Farm Equipment
  • Winter Perils Livestock Coverage
  • + more

Special Coverages available under Inland Marine:

  • Recreational Vehicles (watercraft/snowmobiles/ATV/Golf Cart)
  • Cameras
  • Sports Equipment
  • Computers/Cell Phones
  • Jewelry
  • Fine Arts
  • Guns
  • + additional special property items. 

Farm Property Coverages:

  • Farm Machinery
  • Hay in Open/Hay in Barn
  • Livestock
  • All Risk - Bulls Only
  • Grain in Grain type building
  • Grain (80% Coinsurance)
  • Irrigation Systems and Equipment
  • Poultry
  • Sheep
  • Satellite Dish
  • Milking Equipment
  • Horse Equipment
  • Farm Machinery Parts
  • Gas or Fuel Tanks
  • Fuel & Gas
  • Motors & Generators
  • Electrical Supplies & Equipment
  • Shop Equipment
  • Leg/Auger Systems
  • Water Pumps/Systems
  • Seed/Chemical/Fertilizer
  • Tools