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Homeowners Insurance

Our home is more than the place we sleep at night. Its a safe haven, an investment. Is it protected?

Center Mutual offers a variety of coverages for your home. To make sure your personal property is protected how you want it protected, find an agent near you to obtain a quote!

Homeowner Policies can provide coverage for:

  • Homes
  • Renters
  • Condominiums
  • Rental Homes
  • Seasonal Homes

Discounts available are:

  • Multi policy Discount (with Auto supporting policy)
  • All electric Discount
  • New Home Discount
  • Higher Deductible
  • Waiver of Outbuilding Coverage

Other Coverage Available:

  • Special Form coverage for Personal property
  • Replacement cost for Personal property
  • Related Private Structures
  • Non-Flood Sewer Backup coverage
  • Non-Flood Sump Pump coverage
  • Identity Theft
  • Expanded Replacement Cost - Dwelling
  • Builders Risk Coverage
  • Watercraft liability
  • Recreational Vehicle Liability
  • Farm Liability
  • Equipment Breakdown
  • Service Line Coverage
  • Personal Injury

Special Coverages Available under Inland Marine

  • Jewelry
  • Computers
  • Cell Phones
  • Golf and other sports equipment
  • Boats, Motors, & Trailers
  • Guns
  • Fine Arts
  • Recreational Vehicles (Golf Carts, ATV, Snowmobiles)
  • Tools - personal usage
  • Plus additional special property items.